ISikhokelo sokuGuqulwa koXwebhu lweXesha leRhafu: Yenza iDijithali kwaye ulungelelanise iiFom zeRhafu

Guqula amaxwebhu akho erhafu ephepheni abe ziifayile zedijithali ezicwangcisiweyo ukuze zifakwe lula, ukhuseleko olungcono, kunye nokugcinwa kwerekhodi ixesha elide. Isikhokelo sethu esibanzi sikunceda ulungelelanise ulungiselelo lwerhafu kwaye uhlale uthobela i-IRS.

I-IRS iyahambelana
Uguqulo olukhuselekileyo
Iifomathi ezininzi
Izisombululo ezingenamaphepha

IsiKhokelo sokuGuqulwa koXwebhu lweRhafu

Ukuguqula amaxwebhu akho erhafu abe yifomathi yedijithali ibonelela ngeenzuzo ezininzi kubahlawuli berhafu kunye namashishini ngokufanayo. Ukusuka kwintlangano ephuculweyo ukuya kukhuseleko olomeleziweyo, ukuya kwidijithali kuguqula inkqubo yakho yokulungiselela irhafu ngelixa uqinisekisa ukuba uhlala uthobela imithetho ye-IRS.

ULungiselelo lweRhafu oluLula

Guqula amaxwebhu akho erhafu kwiifomati zedijithali ukuze kube lula ukulungelelanisa, ukuphendla, kunye nokufikeleleka ngexesha lokulungiselela irhafu, ukugcina ixesha elixabisekileyo kunye nokunciphisa uxinzelelo.

  • Fumana ngokukhawuleza amaxwebhu athile erhafu
  • Yabelana ngamaxwebhu ngokukhuselekileyo nabasebenzi berhafu
  • Nciphisa i-clutter yamaphepha kwikhaya lakho okanye iofisi

Ukhuseleko olomeleziweyo

Khusela ulwazi lwakho olubuthathaka lwezezimali ngogcino olukhuselekileyo lwedijithali olubandakanya uguqulelo oluntsonkothileyo, ukhuseleko lwegama eliyimfihlo, kunye nezakhono zogcino.

  • Thintela ilahleko okanye umonakalo wamaxwebhu
  • Faka ukhuseleko lokugqitha kwiifayile ezibuthathaka
  • Yenza ii-backups ezikhuselekileyo kwiindawo ezininzi

UkuLungela uPhicotho-zincwadi

Gcina iirekhodi zedijithali ezicwangciswe kakuhle ezenza ukuphendula imibuzo ye-IRS okanye uphicotho-zincwadi ngokukhawuleza kwaye kungabi noxinzelelo ngamaxwebhu afikelelekayo ngoko nangoko.

  • Phendula ngokukhawuleza kwizicelo ze-IRS
  • Khangela intengiselwano ethile okanye amaxwebhu
  • Gcina iirekhodi ezicwangcisiweyo ngamaxesha afunekayo okugcinwa

IiNzuzo ezigcina ixesha

Amaxwebhu erhafu edijithali alungelelanisa ukuhamba kwakho komsebenzi, ukuvumela ukufunyanwa koxwebhu olukhawulezayo, umbutho ozenzekelayo, kunye nothelekiso olulula unyaka nonyaka.

  • Khangela ngoko nangoko kwiminyaka yamaxwebhu
  • Hlela ngokuzenzekelayo amaxwebhu ngezixhobo ezihlakaniphile
  • Susa ukufaka ngesandla kunye nokukhangela ngephepha

Impembelelo yokusingqongileyo

Ukuhamba ngaphandle kwamaphepha kumaxwebhu akho erhafu kunegalelo ekuzinzeni kwendalo ngokunciphisa ukusetyenziswa kwephepha, iimfuno zokugcina, kunye nokuhamba ngokomzimba.

  • Ukunciphisa inkunkuma yamaphepha kwiifom zerhafu eziprintiweyo
  • Nciphisa i-carbon footprint ekuhanjisweni kwamaxwebhu
  • Ukuphelisa imfuno yezisombululo zokugcina izinto eziphathekayo

Ukufikeleleka naphi na

Fikelela kumaxwebhu akho erhafu kuso nasiphi na isixhobo, naphi na emhlabeni, uqinisekise ukuba unokuphendula kwimiba yerhafu naxa uhamba okanye ukude kwiifayile zakho eziphathekayo.

  • Amaxwebhu okufikelela kwizixhobo ezininzi
  • Yabelana ngamaxwebhu ngokukhuselekileyo nabasebenzisi abagunyazisiweyo
  • Phendula kwimiba yerhafu ngelixa useluhambeni

Uguqulo lweFomathi yoXwebhu lweRhafu

Guqula Phakathi kweeFomathi zoXwebhu lweRhafu ebalulekileyo

Ukuqonda iifomathi zamaxwebhu ahlukeneyo asetyenziswa kulungiselelo lwerhafu kubalulekile kumbutho osebenzayo wedijithali. Amaxwebhu erhafu awohlukeneyo anokufuna ukugcinwa kwiifomathi ezithile ngokuxhomekeke kwinjongo yawo, umthombo, kunye nendlela oza kuwasebenzisa ngayo.

.pdf
.docx
.xlsx
.csv
.jpg
.png
.tiff
.txt
.html
.xml
.json
.odt
.ods
.pptx
.rtf
.zip
.eml
.msg
.svg
.gif

Ukuqonda iiFomathi zoXwebhu lweRhafu

Ubume bePDF

I-PDF (i-Portable Document Format) ngumgangatho wegolide wamaxwebhu erhafu, obonelela ngokuhambelana jikelele, iimpawu zokhuseleko, kunye nokugcinwa kokufomatha kuzo zonke izixhobo kunye namaqonga.

  • Yamkelwe yi-IRS yokufayilisha ngekhompyutha
  • Ixhasa ukhuseleko lokugqitha kunye ne-encryption
  • Ugcina inkangeleko yoxwebhu rhoqo

Iifomathi zespreadsheet

Iifayile ze-Excel (.xlsx) kunye ne-CSV zibalulekile ekubaleni imali, uhlalutyo lwedatha, kunye neendleko zokulandelela okanye ingeniso kuwo wonke unyaka werhafu.

  • Yenza izibalo ngokuzenzekelayo
  • Hlela kwaye uhluze idatha yentengiselwano
  • Idatha yokungenisa elizweni evela kumaziko emali

Iifomathi zoMfanekiso

Iifomathi zomfanekiso ezifana neJPG, PNG, kunye ne-TIFF ziqhele ukusetyenziswa xa kujongwa iirisithi, iifom ze-W-2, kunye namanye amaxwebhu erhafu ebonakalayo yokugcina idijithali.

  • Thatha amaxwebhu aphathekayo ngokulula
  • I-TIFF inikeza umgangatho ophezulu kumaxwebhu abalulekileyo
  • IJPG kunye nePNG zilungele ukuskena okuselfowuni

Iifomathi zoxwebhu

Amaxwebhu egama (.docx) kunye neefayile ezibhaliweyo ziluncedo ekudaleni amaxwebhu, iinkcazo, okanye amanqaku anxulumene nemeko yakho yerhafu kunye neerekhodi.

  • Yenza iinkcazo ezineenkcukacha zokutsalwa okungaqhelekanga
  • Bhala iincoko ezibalulekileyo zerhafu
  • Gcina iirekhodi zezicwangciso zocwangciso lwerhafu

Iifomathi zoTshintsho lweDatha

I-XML, i-JSON, kunye neefomathi ze-HTML zibaluleke kakhulu kutshintshiselwano lwedatha yerhafu, ngakumbi xa usebenza ngesofthiwe yerhafu okanye iinkonzo zokufayilisha kwi-intanethi.

  • Ngenisa kwaye uthumele idatha phakathi kweenkqubo zerhafu
  • Idatha yolwakhiwo yokuqhubekeka okuzenzekelayo
  • Isetyenziswa ziinkonzo ezininzi zerhafu kwi-intanethi

Iifomathi ze-imeyile

Iifomathi ze-imeyile (.eml, .msg) zibalulekile ekugcineni unxibelelwano olunxulumene nerhafu kunye nabagcini-zincwadi, i-IRS, okanye amaziko emali njengamaxwebhu axhasayo.

  • Gcina iiheader zoqobo kunye nesitampu sexesha
  • Bandakanya izincamatheliso ezinomyalezo wokuqala
  • Bhala izigqibo ezibalulekileyo zerhafu kunye neengcebiso

Ukuguqula amaXwebhu eRhafu: ISikhokelo seNyathelo neNyathelo

1

Qokelela amaxwebhu akho eRhafu yokoqobo

Qala ngokuqokelela onke amaxwebhu akho erhafu, kuquka ii-W-2, 1099s, iirisithi, ii-invoyisi, izitetimenti zebhanki, iirekhodi zotyalo-mali, kunye neembuyekezo zerhafu zangaphambili. Zilungelelanise ngokwecandelo nangonyaka ngaphambi kokuba uqalise inkqubo yokuguqula ukuze ulungelelanise ukuhamba kwakho komsebenzi kwaye uqinisekise ukuba akukho nto ilahlekayo.

2

Khetha iNdlela yakho yokuSkena

Khetha eyona ndlela ilungileyo yokuskena ngokusekwe kumthamo wamaxwebhu kunye nezixhobo ezikhoyo. Ukhetho lubandakanya iiskena zamaxwebhu ezinikezelweyo (ezilungele imiqulu ephezulu), abashicileli be-in-one abanamandla okuskena, okanye ii-apps zokuskena ze-smartphone ezilungele iirisithi kunye namaxwebhu omnye. Kumaxwebhu erhafu anovakalelo, kuphephe ukusebenzisa izixhobo okanye iinkonzo zokuskena zoluntu ukukhusela iinkcukacha zakho.

3

Skena kwiiSetingi zoMgangatho oLungileyo

Lungisa useto lwakho lweskena ukulinganisa umgangatho kunye nobukhulu befayile. Kumaxwebhu amaninzi erhafu, isisombululo se-300 DPI sanele ukuqinisekisa ukufundeka ngelixa ugcina ubukhulu befayile bulawuleka. Kumaxwebhu anemibala efana neerisithi ezinokuthi ziphele ekuhambeni kwexesha, sebenzisa ukuskena kombala. Kumaxwebhu anombhalo onzima, ukhetho olumnyama nomhlophe okanye olungwevu lugcina indawo ngelixa ugcina ukufundeka. Cinga ngokuvumela i-OCR (i-Optical Character Recognition) ukwenza amaxwebhu akho erhafu akhangeleke.

4

Khetha iFomathi yeFayile eyiyo

Khetha ifomati yefayile echanekileyo ngokusekelwe kuhlobo loxwebhu kunye nokusetyenziswa okujoliswe kuko. IiPDF zilungele uninzi lwamaxwebhu erhafu ngenxa yokuhambelana kwawo jikelele kunye nokugcinwa kokufomatha. Sebenzisa iifomati zemifanekiso (JPG, PNG) ukufumana iirisithi ezilula okanye iskena esikhawulezayo seselfowuni. Iifomathi zespreadsheet (XLSX, CSV) zezona zilungileyo kwidatha yezemali efuna ukubalwa okanye uhlalutyo. Xa uthandabuza, iPDF lolona khetho lukhuselekileyo kumaxwebhu erhafu njengoko yamkelwa ngokubanzi ngabasemagunyeni berhafu.

5

Ukuzalisekisa iNgqungquthela yokuThiywa kwamagama

Yenza inkqubo esemgangathweni yamagama kwiifayile zakho zerhafu zedijithali ukuqinisekisa ukufunyanwa lula. Bandakanya unyaka werhafu, uhlobo loxwebhu, umthombo, kunye nomhla kwigama lefayile nganye (umzekelo, “2024_W2_EmployerName.pdf” okanye “2024_Receipt_HomeOffice_2024-01-15.pdf”). Baphephe abalinganiswa abakhethekileyo kumagama efayile anokubangela imiba kwiinkqubo ezahlukeneyo. Ukuhambelana nengqungquthela yakho yamagama kubalulekile kwindawo ekhawulezayo yoxwebhu, ngakumbi ngexesha lokulungiselela irhafu okanye kwimeko yophicotho.

6

Lungiselela ngeSakhiwo sesiqulathi seefayili esinengqiqo

Phuhlisa isixokelelwano soluhlu lwamaxwebhu erhafu yedijithali. Qala ngeefolda eziphambili kunyaka ngamnye werhafu, emva koko udale iifolda ezisezantsi kwiindidi ezifana neNgeniso, ukuNcitshiswa, uTyalo-mali, iPropati, iiNdleko zeShishini, kunye noBuyiselo beRhafu. Ngaphakathi kwezi ndidi, unokwenza iifolda ezongezelelweyo njengoko zifuneka (umzekelo, ukwahlula imigama yeshishini kwezinye iindleko zoshishino). Le ndlela icwangcisiweyo ibonakalisa indlela iifomu zerhafu ezicwangciswa ngayo kwaye yenza kube lula ukufumana amaxwebhu athile xa efuneka.

7

Khusela amaxwebhu akho eRhafu yeDijithali

Sebenzisa amanyathelo okhuseleko afanelekileyo ukukhusela ulwazi lwakho olubuthathaka lwerhafu. Iphasiwedi-khusela amaxwebhu abalulekileyo ePDF, ngakumbi lawo aqulathe amanani oKhuseleko lweNtlalo okanye iinkcukacha zeakhawunti yezemali. Sebenzisa izisombululo zokugcina ezintsonkothileyo kwiifolda zakho zoxwebhu lwerhafu. Yenza ukuqinisekiswa kwezinto ezimbini kuzo naziphi na iinkonzo zokugcina ilifu apho ugcina khona amaxwebhu erhafu. Yenza i-backups rhoqo yeefayile zakho zerhafu, ngokufanelekileyo ulandele umthetho ogcina i-3-2-1: iikopi ezintathu, kwiintlobo ezimbini zeendaba ezahlukeneyo, kunye nekopi enye egcinwe ngaphandle kwendawo okanye efini.

8

Qinisekisa ukufundeka koXwebhu kunye nokuGcwalisa

Phambi kokulahla amaxwebhu oqobo, jonga ngocoselelo iinguqulelo zakho zedijithali. Qinisekisa ukuba onke amaphepha abandakanyiwe kwaye alungelelaniswe ngokufanelekileyo. Qinisekisa ukuba isicatshulwa sicacile kwaye siyafundeka, ngakumbi ulwazi olubalulekileyo olufana neenombolo zoKhuseleko lweNtlalo, ii-EIN, iimali, kunye nemihla. Kumaxwebhu abalulekileyo, cinga ukuba omnye umntu awajonge kwakhona njengetshekhi yesibini. Gcina amaxwebhu entsusa ezinto ezinovakalelo okanye ezibalulekileyo ngokusemthethweni njengezivumelwano ezisayiniweyo, iitayitile zepropathi, okanye amaxwebhu anamatywina aphakanyisiweyo, njengoko iikopi zedijithali zisenokungabi nakuma ngokusemthethweni okufanayo.

9

Yenza iSalathiso soXwebhu lweRhafu enguNdoqo

Phuhlisa ispredishithi okanye uxwebhu olusebenza njengesalathiso kwiifayile zakho zerhafu zedijithali. Dwelisa uxwebhu ngalunye kunye negama lefayile, indawo, inkcazo, ukufaneleka kwiifom zerhafu ezithile, kunye neemfuno zokugcinwa. Esi salathiso siba luncedo kakhulu ngexesha lolungiselelo lwerhafu, sikunceda ukuba uchonge ngokukhawuleza ukuba ngawaphi amaxwebhu onawo kwaye ngowaphi asenokuba angekho. Hlaziya esi salathisi njengoko usongeza amaxwebhu amatsha kwingqokelela yakho yedijithali, usenza imephu ebanzi yeerekhodi zakho zerhafu.

10

Landela iMigaqo-nkqubo yokuGcina amaXwebhu ngokufanelekileyo

Namathela kwi-IRS kunye nezikhokelo zobungcali zokugcinwa kwamaxwebhu erhafu. Ngokuqhelekileyo, gcina iimbuyekezo zerhafu kunye namaxwebhu axhasayo ubuncinane iminyaka eyi-7, nangona ezinye iirekhodi (ezifana nezo zinxulumene nepropati) kufuneka zigcinwe ixesha elide. Phuhlisa inkqubo yokugcina amaxwebhu amadala osafuna ukuwagcina kodwa ungafikeleli rhoqo. Cinga ngokudala iifayile zonyaka eziqokelela onke amaxwebhu onyaka werhafu emva kokuba umthetho wokufayilisha wemida udlulile. Hlaziya iimfuno zokugcina rhoqo ngonyaka kwaye ucime ngokukhuselekileyo amaxwebhu angasafunekiyo.

Iindidi zoXwebhu lweRhafu eBalulekileyo ukuze kwenziwe iDijithali

Amaxwebhu eNgeniso

Amaxwebhu engeniso enza isiseko sembuyekezo yerhafu, emisela ityala lakho lerhafu. Ukuguqula la maxwebhu kwifomathi yedijithali kuqinisekisa ukuba uneerekhodi ezichanekileyo zayo yonke imithombo yengeniso yokunika ingxelo ebanzi.

  • Iifom ze-W-2 – Ingxelo yengeniso yengqesho kumqeshi ngamnye
  • 1099-MISC/1099-NEC – Umvuzo ovela kwi-freelancer, ikhontrakthi, okanye umsebenzi wokuziqesha
  • 1099-INT/1099-DIV -Inzala kunye neengxelo zengeniso yezabelo
  • 1099-G – Iintlawulo zikarhulumente kubandakanywa izibonelelo zokungaphangeli
  • 1099-R – Ulwabiwo olusuka kwiiakhawunti zomhlalaphantsi, ipenshoni, okanye i-annuities
  • SSA-1099 – Iingxelo zenzuzo yoKhuseleko lweNtlalo
  • Ishedyuli K-1 – Umvuzo ovela kubuhlakani, amaqumrhu, amafa, okanye iitrasti
  • Iirekhodi zeNgeniso yeRenti – Izivumelwano zokuqeshisa kunye namaxwebhu entlawulo

Ukuxhuzulwa kunye noXwebhu lweTyala

Amaxwebhu axhasayo otsalo-mali kunye neekhredithi anokunciphisa ngokuphawulekayo ityala lakho lerhafu. Ukufakwa kwidijithali ezi rekhodi kuqinisekisa ukuba unokungqina zonke iimali ezitsalwayo xa ubuzwa ngabasemagunyeni berhafu.

  • Ifom ye-1098 – Iingxelo zenzala ye-Mortgage
  • Ifom 1098-T – Iintlawulo zokufunda kwiikhredithi zemfundo
  • Ifomu 1098-E – Iingxelo zemali-mboleko yomfundi
  • Ifomu 5498 – Ulwazi lomnikelo we-IRA
  • Iirisiti zoMnikelo weSisa – Amaxwebhu asuka kwimibutho eqeqeshiweyo
  • Iirekhodi zeendleko zonyango – Iibhili, ii-EOB ze-inshurensi, iirisithi zokumisela
  • Iirisiti zeNkcitho yokuKhathalelwa kwabantwana – Ulwazi lomnikezeli kunye neerekhodi zentlawulo
  • Iingxelo zeRhafu yePropati – Iibhilikhwe zerhafu zonyaka zezindlu nezindlu
  • Uxwebhu lweOfisi yeKhaya – Iindleko zeendawo zokusebenza ezinikezelweyo

Amaxwebhu otyalo-mali kunye nee-Asethi

Iirekhodi zotyalo-mali zibalulekile ekubaleni inzuzo eyinkunzi kunye nelahleko. Ukuguqula ezi kwiifomati zedijithali ezikhangelekayo zenza lula ubalo lwesiseko seendleko kwaye kunceda ukulandelela ukusebenza kotyalo-mali ekuhambeni kwexesha.

  • IFom 1099-B – Ingeniso evela kwintengiselwano broker
  • Iingxelo zokuThenga uTyalo-mali – Amaxwebhu otyalo-mali lokuqala
  • Amaxwebhu okuthengwa kwezindlu/iiNtengiso – Iingxelo zokuvala kunye neerekhodi zokuphucula
  • Iirekhodi zeNguqulelo ye-Cryptocurrency – Ukuthenga, ukuthengisa, kunye notshintshiselwano ngamaxwebhu
  • Iingxelo zokuThengisa – Izishwankathelo ze-akhawunti zenyanga okanye zekota
  • Ifomu 8949 – Ukuthengiswa kunye nokuhanjiswa kwee-asethi ezinkulu

IiRekhodi zeShishini kunye nokuziQesha

Kubanini bamashishini kunye nabantu abaziqeshileyo, ukugcinwa kweerekhodi ngokupheleleyo kunyanzelekile. Uguqulo lwedijithali luququzelela ezi rekhodi ukuze zithotyelwe irhafu ngelixa zibonelela ngemibono ekusebenzeni kweshishini.

  • Iintlawulo zeendleko – Amaxwebhu azo zonke izinto ezithengiweyo kwishishini
  • Iilog zeMileage yemoto – Iirekhodi zokuhamba ishishini
  • Ii-invoyisi zabaThengi – Ii-invoyisi ezikhutshwe kunye neerekhodi zentlawulo
  • Iingxelo zeBhanki – Umsebenzi weakhawunti yeshishini
  • Amaxwebhu emivuzo – Iirekhodi zentlawulo yabasebenzi kunye nokubanjelwa irhafu
  • 1099s Ikhutshiwe – Iifomu ezinikezelwe kwiikontraka ozihlawuleyo
  • Amaxwebhu okuThenga i-Asethi – Iirekhodi zokubala zokuhla kwexabiso
  • Imilinganiselo yeOfisi yaseKhaya – Izicwangciso zomgangatho kunye nokubalwa kwendawo
  • Imigaqo-nkqubo ye-Inshurensi yoShishino – Amaxwebhu e-coverage kunye neentlawulo zeprimiyamu

Ukubuyiswa kweRhafu kunye neeRekhodi zokuFayila

Ukugcina iikopi zedijithali zembuyekezo yerhafu yexesha elidlulileyo kunye namaxwebhu anxulumeneyo kudala ithala leencwadi elixabisekileyo lokulungiselela irhafu yangoku neyexesha elizayo ngelixa uqinisekisa ukuthotyelwa kweemfuno zokugcina.

  • Ukubuyiswa kweRhafu eFayile – Gcwalisa iikopi zazo zonke iifom kunye neeshedyuli
  • Isiqinisekiso se-E-filing – Amaxwebhu okwamkelwa kwe-IRS
  • IiRekhodi zeNtlawulo – Iitshekhi, iziqinisekiso zentlawulo ye-elektroniki
  • Imbalelwano ye-IRS – Iileta, izaziso kunye nolunye unxibelelwano
  • Ii-invoyisi zokuLungiselela iRhafu – Imirhumo ehlawulwa kubagcini-zincwadi okanye iinkonzo
  • Izicelo Zokwandiswa – Amaxwebhu okwandiswa kweefayili
  • Iimbuyekezo eziLungisiweyo – Iifom 1040-X kunye namaxwebhu axhasayo

IziKhokelo zokuGcina amaXwebhu eRhafu

Ukuqonda ukuba ixesha elingakanani ukugcina amaxwebhu akho erhafu kubalulekile ekuthotyelweni nasekulawuleni irekhodi ebonakalayo. I-IRS ineengcebiso ezithile, kodwa amaxwebhu athile anokufuna ukugcinwa ixesha elide ngokusekelwe kwimeko yakho ekhethekileyo. Ukwenza idijithali kwenza ugcino lwexesha elide lusebenze ngakumbi ngelixa uvumela ugcino olucwangcisiweyo.

Uhlobo loxwebhu Ugcino Lwexesha Iingqwalasela ezongezelelweyo
Iimbuyekezo zeRhafu (Iifomu eziFayilisiweyo) Ubuncinci beminyaka eyi-7 Qwalasela ugcino olusisigxina ngeenjongo zereferensi
W-2s, 1099s, iiRekhodi zeNgeniso Iminyaka eyi-7 Amaxwebhu angundoqo axhasayo okuqinisekisa ingeniso
IiRekhodi zePropati kunye namaXwebhu aNxulumeneyo Iminyaka eyi-7 emva kokuzalwa Gcina iirekhodi zokuthenga, ukuphuculwa, kunye nentengiso
Iingxelo zokuThenga uTyalo-mali Iminyaka eyi-7 emva kokuthengisa utyalo-mali Ibalulekile kwinzuzo eyinkunzi/ilahleko ekubaleni
IiRekhodi zokuPhuculwa kweKhaya Iminyaka eyi-7 emva kokuthengisa ipropati Inceda ukuseka isiseko seendleko kunye nokunciphisa iinzuzo ezinokubakho
IiRekhodi zeAsethi yeShishini Iminyaka eyi-7 emva kokuchithwa kwe-asethi Ibandakanya iishedyuli zokuhla kwexabiso kunye namaxwebhu okuthenga
IMithetho eYilwayo yoNyango kunye neeRekhodi Iminyaka eyi-7 Ukuba ibango lokutsalwa kwerhafu
Iminikelo yesisa Iminyaka eyi-7 Zonke iirisithi kunye neeleta zokuvuma
Iirekhodi zeGalelo le-IRA Ngokusisigxina Ibaluleke ngakumbi kwiminikelo engatsalwanga
401(k) Iingxelo Ude ukhuphe yonke imali + 7 iminyaka Gcina iingxelo zekota de ufumane isishwankathelo sonyaka
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IMithetho esayilwayo eluncedo Iminyaka eyi-7 Kuphela xa isetyenziselwa iofisi yasekhaya okanye ukutsalwa kweshishini

Qaphela: Ezi zikhokelo jikelele. Iimeko ezikhethekileyo zinokufuna ixesha elide lokugcinwa. Qhagamshelana nengcali yerhafu ukufumana ingcebiso malunga nemeko yakho.

I-IRS ngokubanzi ineminyaka emi-3 ukusuka kumhla wakho wokufayilisha ukuphicotha imbuyekezo yakho, kodwa oku kudlulela kwiminyaka emi-6 ukuba ichonga ingxelo engaphantsi kakhulu yengeniso (25% okanye ngaphezulu). Akukho mmiselo wokulinganiselwa ukuba ubuqhetseba bubandakanyekayo, yingakho abaninzi abachwephesha bencoma ukugcina iirekhodi zerhafu iminyaka eyi-7 ukubonelela ngomda okhuselekileyo.

Ukhuseleko lweZenzo eziLungileyo kumaxwebhu eRhafu yeDijithali

Ukukhusela amaxwebhu akho erhafu yedijithali yeyona nto iphambili xa unikwe ulwazi olunovakalelo lobuqu kunye nezezimali aluqulathileyo. Ukuphumeza amanyathelo okhuseleko awomeleleyo kunciphisa umngcipheko wokubiwa kwezazisi kunye nokufikelela okungagunyaziswanga.

Ukhuseleko Lwegama Lokugqithisa

Khusela iifayile zakho zoxwebhu lwerhafu kunye neendawo zokugcina ezinegama eliyimfihlo elinamandla, elikhethekileyo ukunqanda ukufikelela okungagunyaziswanga.

  • Faka ukhuseleko lokugqitha kwiiPDF eziqulethe ulwazi olubuthathaka
  • Sebenzisa amagama agqithisiweyo awohlukeneyo kwiindidi zamaxwebhu ahlukeneyo
  • Cinga ngomphathi wegama lokugqitha ukuze ulandelele ngokukhuselekileyo iinkcukacha zakho

Uguqulelo oluntsonkothileyo

Sebenzisa ufihlo kuzo zombini iifayile zerhafu kunye neendawo zokugcina ukongeza umaleko obalulekileyo wokhuseleko.

  • Sebenzisa i-256-bit AES encryption ukwenzela ukhuseleko oluphezulu
  • Yenza izikhongozeli ezifihliweyo okanye iidrive zokugcina uxwebhu lwerhafu
  • Qinisekisa ukuba izitshixo zoguqulelo oluntsonkothileyo zigcinwe ngokukhuselekileyo kodwa ziyafikeleleka

Khusela ugcino lwamafu

Ukuba usebenzisa ukugcinwa kwefu kumaxwebhu erhafu, khetha iinkonzo ezineempawu zokhuseleko oluqinileyo kunye nokulawulwa kokufikelela ngokucophelela.

  • Khetha ababoneleli belifu abanikezela ngoguqulelo oluntsonkothileyo ukuya ekupheleni
  • Yenza uqinisekiso lwezinto ezimbini kwiiakhawunti zamafu
  • Jonga kwaye unciphise iimvume zokwabelana rhoqo

iQhinga logcino

Sebenzisa isicwangciso esipheleleyo sogcino ukuze ukhusele ekulahlekeni kwedatha ngelixa ugcina imigaqo yokhuseleko.

  • Landela umgaqo ogcina i-3-2-1: iikopi ezintathu kwiintlobo ezimbini zemidiya kunye ne-off-site enye
  • Fihla zonke iidrive zogcino kunye neendawo
  • Vavanya ukubuyisela ngamaxesha athile ukuze uqinisekise ukuthembeka kogcino

Ulawulo lokufikelela

Lawula ukuba ngubani onokujonga kwaye alungise amaxwebhu akho erhafu ngononophelo lwemvume yokusetha kunye nokubeka iliso.

  • Yenza iiakhawunti ezahlukeneyo zomsebenzisi kwiikhompyuter ekwabelwana ngazo
  • Sebenzisa iimvume zokufunda kuphela xa usabelana nabalungiseleli berhafu
  • Phonononga iilogi zokufikelela ukuchonga iinzame ezingagunyaziswanga

Ukulahlwa ngokukhuselekileyo

Xa amaxwebhu erhafu yedijithali efikelela ekupheleni kwexesha lawo lokugcinwa, qinisekisa ukuba acinywe ngokusisigxina nangokukhuselekileyo.

  • Sebenzisa isoftware yokucima ekhuselekileyo ebhala ngaphezulu kwedatha yefayile amaxesha amaninzi
  • Susa imetadata kwiifayile phambi kokuba kucinywe xa kunokwenzeka
  • Ungalibali ukukhupha iifolda zodoti zelifu kwaye ujonge iinguqulelo ezigciniweyo

IiNdlela eziGqwesileyo zoLawulo lweRhafu yeDijithali

Phuhlisa iNkqubo yoLawulo lwaMaxwebhu woNyaka wonke

Musa ukulinda kude kube lixesha lerhafu ukuze ulungelelanise amaxwebhu akho. Sebenzisa inkqubo yokuqokelela, ukuguqula, kunye nokuhlela amaxwebhu anxulumene nerhafu unyaka wonke. Yenza iifolda zedijithali kulo nyaka werhafu ngoJanuwari, kwaye useke inkqubo yokuskena kunye nokufayilisha amaxwebhu njengoko efika. Cinga ngokubekela bucala ixesha eliqhelekileyo leveki okanye lenyanga lokusetyenzwa kwamaxwebhu amatsha, nto leyo ethintela ukusilela okuthe kratya abahlawuli berhafu abaninzi abajongana nako ngexesha lokufayilisha. Kumaxwebhu aphindaphindiweyo afana neengxelo zenyanga, phuhlisa i-automation xa kunokwenzeka ukulungelelanisa ukuqokelela kunye nombutho.

Yenza amaxwebhu akho eRhafu akhangeleke nge-OCR

Lungiselela amaxwebhu akho erhafu yedijithali ngeteknoloji ye-Optical Character Recognition (OCR) ukwenza imixholo yawo ikhangeleke. Oku kukuvumela ukuba ufumane ngokukhawuleza ulwazi oluthile okanye iimali kumaxwebhu amaninzi usebenzisa uphendlo lwegama elingundoqo elilula kunokuba uvule ngesandla kwaye uphonononge ifayile nganye. Uninzi lwezixhobo zokuskena kunye nezixhobo zePDF zibandakanya amandla e-OCR, ukuguqula umbhalo oshicilelweyo kumaxwebhu akho askeniweyo ube ngumbhalo ofundeka ngomatshini. Xa usebenzisa i-OCR, qinisekisa ukuchaneka kolwazi olubalulekileyo olufana neenombolo zoKhuseleko lweNtlalo kunye neemali zemali, njengoko i-OCR ngamanye amaxesha inokutolika kakubi abalinganiswa. Kwi-spreadsheets kunye nedatha yezemali, gcina ifomathi yokuqala kunokuba uguqulele kwii-PDF ezisekelwe kwimifanekiso ukugcina amandla okubala.

Sebenzisa iMetadata kunye neeThegi zoPhuculo loMbutho

Yandisa umbutho wakho woxwebhu lwedijithali ngokuphumeza iinkqubo zokuthegiswa kwemethadatha ezihamba ngaphaya kokubizwa kwefayile esisiseko kunye nezakhiwo zefolda. Uninzi lwezicelo zolawulo lwamaxwebhu kunye neenkqubo ezisisiseko zokusebenza zikuvumela ukuba ungeze iithegi zesiko, iindidi, kunye nemethadatha kwiifayile. Phuhlisa i taxonomy engaguquguqukiyo kumaxwebhu erhafu-iithegi zinokubandakanya unyaka werhafu, uhlobo loxwebhu, umthombo wengeniso, udidi lweendleko, okanye ifomu yerhafu efanelekileyo. Le nkqubo yombutho ene-multi-dimensional ikuvumela ukuba ucofe kwaye ufumane amaxwebhu kwii-engile ezininzi. Umzekelo, ungazifumana ngokukhawuleza zonke iirisithi zeendleko zonyango ukususela ngo-2023 ebezihlawulwe ngekhadi letyala elithile, okanye onke amaxwebhu omvuzo anxulumene neshishini elithile kwiminyaka emininzi.

Yenza ukuHamba koMsebenzi woXwebhu oluLungelelweyo

Misela ukuhamba komsebenzi okungaguqukiyo ukulungiselela amaxwebhu erhafu angenayo anciphisa ukukruquka kwaye aqinisekise ukuba akukho nto ilahlekayo. Qala ngeendawo ezichongiweyo zokuqokelelwa kwamaxwebhu angenayo ngaphambi kokuba uskene. Yenza inkqubo esemgangathweni equka ukuskena, ukujonga umgangatho, ukubizwa kwefayile, ukuthegiswa, kunye nokugcinwa okufanelekileyo. Cinga ukusebenzisa izixhobo ezizisebenzelayo ezinokubeka iliso kwi-imeyile kumaxwebhu erhafu, zithiye ngokutsha iifayile ngokusekelwe kumxholo, okanye zise amaxwebhu kwiifolda ezifanelekileyo. Bhala amanyathelo akho okuhamba komsebenzi ukuze inkqubo ilandelwe ngokungaguqukiyo nokuba omnye umntu ufuna ukukunceda ngolawulo lwamaxwebhu. Ukuphonononga kwaye uphucule ukuhamba kwakho komsebenzi ngonyaka ngokusekelwe kwinto esebenzayo nengasebenzi kakuhle ngexesha lokulungiselela irhafu.

Gcina uludwe lokuLungiselela iRhafu

Yenza uluhlu lokutshekisha olubanzi lwedijithali lwawo onke amaxwebhu erhafu olindele ukuwafumana ngonyaka ngamnye, elungiselelwe imeko yakho yerhafu. Hlaziya kwaye uhlaziye olu luhlu lokuhlola rhoqo ngonyaka ukubonisa utshintsho kwiimeko zakho zemali, ezifana neeakhawunti zotyalo-mali ezintsha, utshintsho kwingqesho, ukuthengwa kwepropathi okanye ukuthengisa, okanye amashishini amatsha. Njengoko amaxwebhu efika kwaye efakwa ekhompyutheni, waphawule kuluhlu lwakho lokukhangela. Le ndlela icwangcisiweyo inceda ekuchongeni amaxwebhu angekhoyo phambi kokuba uqalise ukulungiselela irhafu kwaye isebenza njengereferensi yonyaka nonyaka ukuqinisekisa ukungaguquguquki kwingxelo yakho. Gcina olu luhlu lokukhangela kunye namaxwebhu akho erhafu yedijithali kunyaka osebenzayo njengenxalenye yerekhodi yakho esisigxina.

Phumeza uguqulelo lwamaxwebhu aphindaphindayo

Kumaxwebhu anokuthi ahlaziywe, afana neengxelo zerhafu eziqulunqiweyo, isishwankathelo sezemali, okanye amaphepha okusebenzela ocwangciso lwerhafu, sebenzisa inkqubo yolawulo loguqulelo ukulandelela utshintsho ngelixa ugcina iinguqulelo zangaphambili. Sebenzisa iinombolo zenguqulelo ezicacileyo kumagama eefayili (umzekelo, “2024_TaxReturn_v1.pdf”, “2024_TaxReturn_v2.pdf”) okanye sebenzisa iinkqubo zolawulo lwamaxwebhu ezinesakhono sokuguqulela esakhelwe ngaphakathi. Le ndlela ithintela ukubhideka malunga nokuba yeyiphi na inguqulelo ekhoyo ngelixa igcina irekhodi yotshintsho olunokuba lufanelekile kwireferensi yexesha elizayo. Kumaxwebhu entsebenziswano abelwe iingcali zerhafu, ukuguqulelwa okucacileyo kunciphisa umngcipheko wokusebenza kulwazi oluphelelwe lixesha kwaye lunikeze umkhondo ocacileyo wophicotho lwendlela izikhundla zerhafu kunye nokubala zavela ngayo.

Imibuzo Ebuzwa Rhoqo malunga nokuguqulwa koXwebhu lweRhafu

Ngaba iikopi zedijithali zamaxwebhu erhafu zamkelekile ngokusemthethweni kwi-IRS?

Ewe, i-IRS iyazamkela iikopi zedijithali zamaxwebhu erhafu, ngaphandle kokuba ziyakwazi ukufundeka, ziphelele, kwaye zigcina ulwazi olufanayo njengamaxwebhu okuqala. Ngokutsho kwe-IRS Revenue Procedure 97-22 kunye nohlaziyo lwamva, iinkqubo zokugcinwa kweerekhodi ze-elektroniki ziyamkeleka ukuba zivelisa ngokuchanekileyo amaxwebhu okuqala kwaye ziyakwazi ukuvelisa iikopi ezinzima ezifundekayo xa zifuneka. Oku kuquka iirisithi eziskeniweyo, iingxelo, kunye namanye amaxwebhu axhasayo. Nangona kunjalo, amaxwebhu athile anentsingiselo esemthethweni (njengeemvumelwano ezinotyikityo lwangaphambili okanye amaxwebhu anamatywina aphakanyisiweyo) kusafuneka agcinwe ekwimo yawo yokuqala ngeenjongo ezingezizo irhafu.

Sesiphi isisombululo ekufuneka ndisisebenzisa xa ndiskena amaxwebhu erhafu?

Kumaxwebhu amaninzi erhafu, ukuskena kwi-300 DPI (amachaphaza nge-intshi nganye) kunika ibhalansi efanelekileyo phakathi komgangatho womfanekiso kunye nobukhulu befayile. Esi sigqibo siqinisekisa ukuba isicatshulwa sifundeka ngokucacileyo ngelixa ugcina ubungakanani beefayile ezilawulekayo zokugcina kunye nokwabelana. Kumaxwebhu anoshicilelo olucikizekileyo okanye ulwazi oluneenkcukacha (njengeengxelo zemali ezithile okanye amaxwebhu anee-watermark ezikhethekileyo), unokuqwalasela ukusebenzisa i-600 DPI. Ukuskena kombala kuyacetyiswa kwiirisithi ezinokuphela ngokuhamba kwexesha okanye kumaxwebhu apho umbala ubalulekile ngeenjongo zokuqinisekisa. Kumaxwebhu okubhaliweyo asemgangathweni, ukuskena kwe-grayscale kwi-300 DPI kwanele ngokwaneleyo kwaye kuvelisa ubungakanani beefayile ezincinci kunombala.

Ndingaqinisekisa njani ukuba amaxwebhu am erhafu yedijithali ahlala efikeleleka ngexesha elifunekayo lokugcinwa?

Ukuqinisekisa ukufikeleleka kwexesha elide kwamaxwebhu erhafu yedijithali, sebenzisa indlela eneenkalo ezininzi. Okokuqala, sebenzisa iifomathi zefayile ezixhaswa ngokubanzi njengePDF/A (eyilelwe ngokukodwa ukugcinwa kwexesha elide) endaweni yeefomathi zobunini ezinokuphelelwa lixesha. Okwesibini, sebenzisa isicwangciso esipheleleyo sokulondoloza ngokulandela umgaqo we-3-2-1: gcina iikopi ezintathu zedatha yakho kwiintlobo ezimbini ezahlukeneyo zokugcinwa kweendaba, kunye nekopi enye egcinwe ngaphandle kwendawo okanye efini. Okwesithathu, ngamaxesha athile qinisekisa ii-backups zakho ngokufumana kwakhona kwaye uvule amaxwebhu ukuqinisekisa ukuba acocekile kwaye ayafundeka. Okwesine, zilungiselele ukufudusa amaxwebhu akho kumajelo ogcino amatsha rhoqo emva kweminyaka emi-5-7 njengoko itekhnoloji iguquka. Okokugqibela, gcina uxwebhu oluneenkcukacha lweenkqubo zakho zokugcina, kuquka nawaphi na amagama ayimfihlo okanye izitshixo zoguqulelo oluntsonkothileyo, kwaye ugcine olu lwazi ngokukhuselekileyo kodwa lufikeleleka kubantu abagunyazisiweyo.

Kufuneka ndenze ntoni ngamaxwebhu ephepha lokuqala emva kokuwafaka ekhompyutheni?

Emva kokufakwa kwidijithali amaxwebhu erhafu, kukhuselekile ngokubanzi ukulahla uninzi lwamaxwebhu ephepha emva kokuba uqinisekise umgangatho kunye nokugqibelela kweekopi zedijithali. Nangona kunjalo, amaxwebhu athile oqobo kufuneka agcinwe ngokungenammiselo: amaxwebhu aneesayino zentsusa ezinokubaluleka okusemthethweni ngaphaya kweerhafu (ezifana nezenzo, izivumelwano, okanye imiyolelo), amaxwebhu anezitywina eziphakanyisiweyo okanye ii-watermark eziqinisekisa ukuba semthethweni kwazo, kunye nawo nawaphi na amaxwebhu anokuba nexabiso elingaphakathi elisemthethweni apho imvelaphi inokufunwa khona kwiinkqubo zomthetho. Xa ulahla amaxwebhu erhafu ephepha aqulethe ulwazi olubuthathaka (njengeenombolo zoKhuseleko lweNtlalo, iinombolo zeakhawunti, okanye iinkcukacha zemali), soloko usebenzisa i-cross-cut shredder okanye inkonzo yokutshatyalaliswa koxwebhu lobuchule ukunqanda ubusela besazisi. Abanye abachwephesha berhafu bacebisa ukuba kugcinwe iimbuyekezo zerhafu yokuqala kunye namaxwebhu axhasayo abaluleke kakhulu kwiminyaka eyi-1-2 emva kokufakwa kwidijithali njengesilumkiso esongezelelweyo ngexesha lefestile yophicotho lokuqala.

Ngaba kukhuselekile ukusebenzisa ii-apps zokuskena eziphathwayo kumaxwebhu erhafu?

Ii-apps zokuskena ngeselfowuni zinokukhuseleka kumaxwebhu erhafu ukuba ukhetha usetyenziso oluthembekileyo kwaye uthathe amanyathelo okhuseleko afanelekileyo. Khetha ii-apps zokuskena kwiinkampani esele zisekiwe ezinemigaqo-nkqubo eyomeleleyo yabucala echaza ngokukodwa ukuba azifikeleli kumxholo wamaxwebhu akho askeniweyo. Qinisekisa ukuba i-app iqhuba amaxwebhu kwindawo yakho kwisixhobo sakho kunokuwathumela kwiiseva zelifu ukuze ziqhubekeke xa kunokwenzeka. Ukuba ukusetyenzwa kwamafu kuyimfuneko, qinisekisa ukuba usetyenziso lusebenzisa uguqulelo oluntsonkothileyo kugqithiso lwedatha kunye nokugcinwa. Emva kokuskena, thumela ngokukhawuleza amaxwebhu erhafu ukusuka kwisixhobo sakho esiphathwayo ukuya kwindawo ekhuselekileyo yexesha elide kwaye uwacime kwi-app yokuskena kunye negalari yefowuni yakho. Lumka kakhulu ngamaxwebhu abuthathaka kakhulu aqulethe amanani oKhuseleko lweNtlalo okanye iinkcukacha ezipheleleyo zeakhawunti yezemali-cinga ukusebenzisa iskena sakwantu esiqhagamshelwe kwikhompyuter yakho kwezi zinto okanye uhlengahlengiso lweenkcukacha ezibuthathaka phambi kokusebenzisa iapps eziphathwayo.

Ndingawaphatha njani amaxwebhu afika njengeefayile zedijithali sele?

Kumaxwebhu erhafu afika ngedijithali (njengeengxelo ezithunyelwe nge-imeyile, ii-W-2 ze-elektroniki, okanye amaxwebhu ebhanki e-intanethi), gcina ingqibelelo yabo yedijithali ngokuphepha ukuprinta nokuskena kwakhona, okunokuthomalalisa umgangatho kwaye kuphulukane neempawu zombhalo ezinokuphendwa. Gcina la maxwebhu ngokuthe ngqo kwinkqubo yakho yolawulo loxwebhu lwerhafu, ulandela imigaqo yakho yokubiza amagama kunye nolwakhiwo lwefolda. Ukuba uxwebhu lufika ngefomathi engafanelekanga kugcino lwexesha elide (njengokuncamathisela kwe-imeyile), luguqulele kwifomathi efanelekileyo njengePDF ngelixa ugcina umxholo kunye nokufomatha. Kumaxwebhu afunyenwe ngeephothali zeziko lezemali ezinefestile zokukhuphela ezilinganiselweyo, zikhuphelele kwaye uzigcine ngokukhawuleza xa efumaneka. Ukuba ufumana uxwebhu nge-imeyile, cinga ngokugcina zombini uncamathiselo kunye ne-imeyile ekulo, njengoko i-imeyile inokubonelela ngomxholo obalulekileyo okanye ubungqina bomhla wokufunyanwa. Okokugqibela, sebenzisa amanyathelo okhuseleko afanayo kula maxwebhu edijithali njengoko ubuya kwenza kumaxwebhu askeniweyo, kubandakanywa uguqulelo oluntsonkothileyo kunye neenkqubo zogcino.

Yeyiphi eyona ndlela yokwabelana ngamaxwebhu erhafu yedijithali kunye nomgcini-zincwadi wam okanye umlungiseleli werhafu?

Xa ukwabelana ngamaxwebhu erhafu yedijithali kunye neengcali zerhafu, beka phambili ukhuseleko ngelixa uqinisekisa intsebenziswano esebenzayo. Ungaze uthumele amaxwebhu erhafu anovakalelo njengeziqhoboshelo ze-imeyile ezingafihlwanga. Endaweni yoko, sebenzisa iindlela ezikhuselekileyo zokwabelana ngefayile ezilungiselelwe ngokukodwa ulwazi olubuthathaka. Iingcali ezininzi zerhafu zibonelela ngeengosi zabaxumi ezikhuselekileyo zotshintshiselwano lwamaxwebhu-ezi ngokuqhelekileyo zezona zikhuselekileyo kwaye ziluncedo. Kungenjalo, sebenzisa iinkonzo zokwabelana ngefayile ezifihliweyo ezisebenza ngokukhethekileyo kugqithiso loxwebhu olukhuselekileyo oluneempawu ezifana nokukhuselwa kwegama eliyimfihlo, imihla yokuphelelwa kofikelelo, kunye nothunyelo loguqulelo oluntsonkothileyo. Ukuba unikezela ngamaxwebhu kumajelo eendaba aphathekayo njenge-USB drive, fihla imixholo kwaye uyihambise ngokobuqu kunokuba uyithumele. Phambi kokwabelana, cwangcisa amaxwebhu akho ngokwesakhiwo esikhethiweyo somlungiseleli wakho werhafu ukuze ulungelelanise umsebenzi wabo. Okokugqibela, qinisekisa ukuba uwafumene amaxwebhu akho kwaye ugcine irekhodi yoko kwabelwana ngako kwaye nini, enokubaluleka xa kunokuthi kuvele imibuzo kamva malunga nokuba ulwazi oluthile lunikiwe na.

Ngaba ndingasebenzisa uguqulo lwamaxwebhu edijithali ukunceda ukufumanisa ubusela besazisi serhafu?

Ewe, inkqubo yoxwebhu lwerhafu yedijithali elungelelaniswe kakuhle inokunceda ekubhaqeni ubusela berhafu obunokubakho kwangethuba. Ngokugcina iirekhodi zedijithali ezibanzi, unokuzibona ngokulula iiyantlukwano ezinokubonisa ubuqhophololo. Umzekelo, ukuba ufumana amaxwebhu erhafu kwiiakhawunti ongazaziyo, umsebenzi ongazange ube nawo, okanye ii-1099s okanye ii-W-2 ezongezelelweyo ezingaphaya kokulindela, ezi isenokuba ziimpawu zokubiwa kwezazisi. Intlangano yedijithali yenza kube lula ukugcina uluhlu olupheleleyo lwamaxwebhu erhafu alindelekileyo kwaye uchonge ngokukhawuleza izinto ezingalindelekanga. Ukongeza, ukufikelela ngokukhawuleza kwimbuyekezo yeminyaka edlulileyo kukunceda ukuba uqaphele utshintsho olungaqhelekanga kwingeniso exeliweyo okanye uxhuzulo olunokuthi lubonise ukuba umntu wenze imbuyekezo yobuqhophololo esebenzisa ulwazi lwakho. Ukuba uyakrokrela ubusela besazisi serhafu, ukuba neerekhodi zakho zedijithali ezilungelelaniswe kakuhle zifumaneka ngokulula kukuvumela ukuba unikezele ngamaxwebhu ngokukhawuleza kwi-IRS ukubonisa imeko yakho yerhafu esemthethweni kunye nokukhawulezisa ukusonjululwa komcimbi.

Ngaba ukulungele ukuTshintsha uLawulo lwakho loXwebhu lweRhafu?

Qala ukuguqula amaxwebhu akho erhafu kwifomathi yedijithali namhlanje ukulungiselela umbutho ongcono, ukhuseleko olongeziweyo, kunye nolungiselelo lwerhafu olungenaxinzelelo. Sebenzisa isikhokelo sethu esibanzi sokudala inkqubo esebenzela imeko yakho yerhafu.

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